Income & Growth
'Together, at the same time', the words from a television commercial that ran a few years ago. That clerverly written phrase was coined to emphasise the fact that two apparently mutually exclusive attributes can exist side by side.
So it is with INCOME and GROWTH. These two attributes, together, at the same time, characterise the type of investment that we routinely select for our Clients on a day-to-day basis. There is no mystery. It is possible to receive INCOME from an investment whilst seeing that investment GROW over time. If the reinvestment of dividend yield is one of the best kept 'secrets' of the investment world in terms of contribution to capital growth, then why not seperate out that income and receive it? Income securities would still be expected to grow; the absence of income merely renders a growth investment. But there is one important difference, income funds typically have lower volatility as their capital value is linked to a tangible benefit—the income. This is a happy coincidence because it means that the risk associated with investment is lower that might otherwise be expected and is, in fact, very compatible with many peoples' outlook.
There is more good news. Investments that are structured in the correct manner typically exhibit RISING income over time. Whilst we cannot say that this rise in income will fully compensate for the rise in the cost of living, we do know that equity (posh for stock market) investments historically have tended towards this behaviour.
So, TOGETHER at the SAME TIME can realistically be used to desribe the INCOME and GROWTH that it is possible to see from equity based investments.
The key, as always, is to select investments with the correct balance of attributes to satisfy a Client's needs. That is where our research, experience and dedidication comes into its own.
The Harvest Partnership is dedicated to helping clients achieve their financial objectives. So, whether you have a lump sum to invest for income and growth, or perhaps your pension funds are in need of review, we can offer professional and independent advice and then put that advice into effect in the most effective way.
We recognise that most individuals who need financial advice are often at a loss to know to whom they should turn. At The Harvest Partnership you will find dedicated and experienced professionals who will take you through the whole process in a friendly and caring manner and are always willing to answer your questions. Our job is to put you in an informed position so that you can make a quality decision. Our advice is delivered in writing, usually after a meeting in our Bromley office, and is then discussed at a subsequent meeting. These steps are important as it is only by knowing that we have got to grips with your situation can you be assured that our advice addresses your needs
