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Our advice process is very straightforward: Based on your objectives, available resources and attitude to risk, we prepare solutions to meet your investment needs. We take account of further considerations such as your view on ethical investments, etc.

Just as no two people are alike, our investment solutions are tailored to each unique client situation.


In every case, careful evaluation of existing arrangements is necessary to ensure they are optimised for the task at hand. Our House practice is to ensure that, as far as possible, client income should be derived from dividend yield  —  even from pensions, as this offers greater security of income with the potential for good capital performance far into the future.

A picture of a happy financially prudent retired couple commenting that the advice they receive from The Harvest Partnership has delivered income with capital growth.

Investments are not for everyone! All investments carry risk of some sort. Even cash deposits carry risk. The value of investments will fluctuate. Neither the income or capital value can be guaranteed. Having said that, we have delivered good client outcomes for a quarter of a century.

The objective: Put clients in the fully informed position of knowing their income is structured correctly and sustainable throughout their retirement.

To this end   — The Harvest Partnership Ltd — works to a fiduciary standard. Our advice should mirror the advice we would wish ourselves or our loved ones to receive, given our level of expertise. Working to a fiduciary standard is to be bound ethically to act in another's best interests, in good faith and trust.

Picture of couple who are pleased they've got their retirement plans worked out with the help of The Harvest Partnership

This image is the footer section with the following text: Practical and Professional. Our people are the difference. The Harvest Partnership Ltd is an Independent Financial Adviser (IFA) authorised and regulated by the Financial Conduct Authority (FRN 207708). Our offices: 49-51 Homesdale Road, Bromley, Kent BR2 9LB.  Also at: 160 High Street, Broadstairs, Kent CT10 1JA. The value of investments will fluctuate. Neither income nor capital values are guaranteed. This site is intended for residents of the UK, and UK tax domiciled expats retaining a primary UK residence. Copyright 1995 - 2024 The Harvest Partnership Ltd. The phrases: ‘Harvest Partnership’, ‘The Harvest Partnership’, ‘The Harvest Partnership Ltd’, and the ‘Flower Girl’ logo, are registered trade marks. All rights reserved. E&OE. Your source for independent financial advice you can trust: 0800 276 1066